Industries Financial services

Platforms and infrastructure
that move money.

We build the financial platforms and the rails beneath them, from on-chain money movement to full-stack investment and wealth platforms, and we make traditional finance and on-chain infrastructure work together seamlessly. It is the vertical where we have built the most.

The problem

In finance, trust and correctness are the product.

Money movement has no tolerance for ambiguity. Regulated workloads, throughput, correctness, and audit traceability are unforgiving, and the bar is the same whether the rails are traditional or on-chain. The patterns below recur across the financial platforms we build.

Trusted by
UpMarketRainHumaPaxosSolvStellarBralejiaCipherOwl UpMarketRainHumaPaxosSolvStellarBralejiaCipherOwl
Patterns we bring

Repeatable across financial platforms, not one-off.

On-chain money movement

Stablecoin issuance, payments, card issuance, wallets, and on-chain credit, across Stellar, Canton, EVM, Solana, Cosmos, and Sui.

Investment and wealth platforms

Full-stack platforms that move alternative and private-market investing online end to end: discovery, accreditation, execution, portfolio tracking, distributions, and reinvestment.

On-chain backend, traditional experience

For businesses that are not crypto-native, we put on-chain rails under a familiar interface and make the two work together seamlessly, so users get the speed and settlement benefits without touching the complexity.

Real-world assets and on-chain credit

Tokenization and bringing real-world lending and assets on-chain, the bridge between traditional finance and Web3.

Compliance and risk, engineered in

KYC, KYB, AML, sanctions screening, accreditation, and audit traceability built into the platform from day one and designed for evolving frameworks.

AI-native finance

Portfolio construction, automated due diligence, and personalized wealth experiences.

The stack

The on-chain money movement stack, and where we sit in it.

Money moves on-chain in layers, and we are engineered to interoperate across them. Above the rails sits the app the user touches, and beneath it a wallet, an issuer, a credit layer, a payment rail, and a compliance envelope at every step.

The app layer: the product users touch

Private-market and alternative investment platforms, SME lending and working-capital apps, and the onboarding and portfolio experiences on top.

UpMarketjia

Wallets: the entry point

Custody, key management, embedded wallets, and account abstraction.

CrossmintStellar

Stablecoin issuance: the asset itself

Minting, redemption, reserves, and integration with traditional banking.

Paxos

Credit and RWA: the financing layer

Receivables financing, private credit, tokenized real-world assets, and collateral management.

HumaSolv

Payments and cards: the exit

Card issuance, settlement, and reconciliation at merchant and card-network scale.

Rain

Compliance: the trust layer

KYC and KYB, sanctions screening, AML, and transaction monitoring as the envelope around every layer.

CipherOwl
Ecosystem partnerships

Where we go deep.

Some chains we partner with formally, building developer tooling and contributing critical infrastructure. On others we ship production code every week.

Stellar

Stellar

Recognized as a Trusted Service Provider. Migrations, ecosystem contributions, and developer tooling on Stellar and Soroban.

Canton Network

Canton Network

Design and deployment on Canton's privacy-preserving architecture. DAML development, tokenization, support for Canton coin formats / UTXO, and permissioned settlement integrations from asset issuance to 24/7 institutional settlement. Integration and validator operation services.

EVM · Solana · Cosmos · Sui

Production code on every chain our clients run on, with ChainSmith automating Cosmos EVM testing. Smart contract development, pre-audit, vaults design, issuance, RWA & Tokenization.

BlockSmith

BlockSmith

An all-in-one Rust-native developer toolkit for Soroban smart contracts. Scaffolding, testing, deployment, and tracing in a single CLI — the same workflow our engineers use to ship to production every day.

blocksmith.co
Traditional FinTech

Not only on-chain.

Financial services spans both motions. Alongside the on-chain stack, we build and rebuild traditional financial software where regulated workloads, throughput, and audit traceability are unforgiving.

Wealth and RIA platforms

Portfolio, reporting, and advisor workflow systems with the audit traceability regulated work requires.

Payments and ledgers

High-throughput event processing, reconciliation, and settlement at card-network scale.

Brokerage and market data

Real-time pipelines and resilient integrations across providers and venues.

Offerings

Lead with the solution, pair with the offer.

Financial services spans build and transform, and often the whole engineering team. We build new platforms and the infrastructure beneath them, transform systems that have outgrown their architecture, and in some cases operate as the full engineering team behind a financial product.

Let's build the next
layer of the stack.

Whether you are issuing a stablecoin, building a payment rail, or building a wealth platform, we start with a conversation about scope.